Start with $25K: What a Small Investment Can Actually Earn You

You don’t need a six-figure portfolio to start earning passive income.

At Fluent, many of our investors start with $25,000 or less, and that capital doesn’t just sit. It goes to work.

Let’s break it down.

If you invest $25K at a 10% return, that’s:

  • $2,500 a year

  • About $208/month

  • Paid out monthly, directly into your account

That’s real, recurring income, not market speculation or delayed growth.

If you choose to reinvest those returns instead of withdrawing, your capital compounds. Over time, $25K becomes more than just a starting point, it becomes the foundation for steady wealth building.

And because Fluent investments are backed by real property, your money isn’t subject to daily market swings or uncertainty.

You also don’t need to navigate this alone. We’ll help you:

  • Transfer funds from existing accounts

  • Set up a TFSA or RRSP with a self-directed provider

  • Choose a strategy that aligns with your goals

Year-end is a great time to reassess your money strategy. Are your current savings just sitting in a low-interest account? Could they be working harder?

You don’t need to overhaul everything to get started.
Sometimes, $25K is all it takes to begin.

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