Everyone loves the idea of passive income, money that rolls in while you sleep. But if you’ve ever tried to make it happen, you know it’s not always as “passive” as people claim.
Rental properties sound great… until you’re dealing with tenant issues, maintenance calls, or unexpected vacancies.
Dividend stocks? Helpful, but market swings and unpredictable returns can make it feel anything but steady.
And side hustles? Well, if it takes your time, energy, or late nights, it’s still a job.
That’s why Fluent Capital exists. We offer a way to earn truly passive income, without buying property, managing tenants, or riding the ups and downs of the market.
Here’s how it works:
Fluent connects investors like you with real estate-backed loans. Your capital goes toward funding short-term mortgages for experienced borrowers, usually real estate developers or business owners. These borrowers pay monthly interest on the loan.
That interest becomes your income.
And because the loan is secured by real property, your investment is protected. If the borrower doesn’t pay? Fluent steps in. We’re in first position on the mortgage, which means we can legally take over the property and recover the funds.
You don’t have to manage anything. You don’t even need to understand the real estate market. We handle the due diligence, the legal process, and the borrower relationship.
You just invest and get paid. Monthly.
Let’s compare it to owning a rental:
- With Fluent: No tenants, no repairs, no 2 am texts about plumbing.
- With Fluent: No market volatility or waiting for a stock to bounce back.
- With Fluent: No trying to “time” anything. You get a predictable monthly income from day one.
You can also invest using your RRSP, TFSA, or non-registered funds. That means your retirement accounts can generate consistent, tax-advantaged income, without the risks of traditional investing.
And we’re not talking about a massive starting amount. Many of our investors begin with $25K or less, using capital that was already sitting in underperforming accounts.
It’s not a side hustle. It’s not a long shot. It’s not locked up for years.
It’s simply a smarter way to grow your money, passively.
So if you’ve been searching for a way to make your money work harder without working harder yourself, Fluent may be exactly what you’re looking for.
Let us help you build passive income the way it should be:
Simple. Secure. Hands-off.